How to Apply for an OCI Card: Documents, Fees, and Timeline Explained
- Bharat Suvidha
- Sep 11, 2025
- 2 min read

The OCI (Overseas Citizen of India) card is a vital document for people of Indian origin living abroad. It allows multiple-entry, lifelong visa-free travel to India, along with various social and economic benefits. If you’re planning to apply, it’s important to understand the complete process, required documents, fees, and timelines to ensure a smooth experience.
Understanding OCI Card Eligibility
Before starting the application, check if you are eligible. The OCI card is available to:
Former Indian citizens who have obtained citizenship of another country.
Children or grandchildren of Indian citizens.
Minor children of OCI cardholders.
Note: Individuals who have ever held citizenship of Pakistan or Bangladesh are not eligible.
Documents Required for OCI Application
A crucial step in the application of OCI card is preparing the necessary documents. Typically, you’ll need:
Current valid passport – Your foreign passport must be valid for at least six months.
Proof of Indian origin – Examples include an old Indian passport, birth certificate, or other government-issued documents.
Proof of current citizenship – Such as your foreign passport.
Photographs – Recent passport-sized photos that meet the embassy’s specifications.
Marriage certificate – Required if applying as a spouse of an OCI cardholder.
Having these documents ready in the correct format can prevent delays or rejection.
How to Apply Online
The OCI card application process begins online. Visit the official OCI services website and carefully fill out the application form. Ensure that all details match your documents exactly. After submission, you will receive an application reference number – keep it safe for tracking purposes.
Application Fees
The fees for an OCI card vary depending on the country where you apply. Payments are generally made online during form submission. It’s essential to complete the payment in full, as partial or failed transactions can delay processing. Most countries charge a one-time fee for OCI cards issued to adults, with different rates for minors.
Document Submission
Once the online application and payment are complete, you need to submit the physical documents to the nearest Indian consulate, embassy, or authorised service centre. Some countries allow courier submissions, while others require in-person visits. Ensure that all documents are notarised and comply with embassy requirements.
Timeline for OCI Card Processing
Processing timelines may vary by location, but typically:
Online application submission: Immediate.
Document verification: 4–6 weeks.
OCI card approval and dispatch: 8–12 weeks.
It’s important to track your application using the reference number provided, as delays can occur due to high application volumes or document discrepancies.
Final Steps and Receiving Your OCI Card
After your application is approved, you will receive your OCI card either by post or through in-person collection, depending on your consulate’s procedure. Once received, the OCI card grants lifelong travel benefits, rights to own property in India, and more.
Applying for an OCI card doesn’t have to be confusing. By understanding the required documents, fees, and timeline, you can complete your application efficiently. Following the correct steps ensures a hassle-free experience and helps you enjoy the privileges of being an Overseas Citizen of India.



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